I’m not talking about that word that some people call me because I’m highly opinionated. Oh no! There is a much worse word that I am going to talking a lot about today. One that I have never really learned about but truly need to start doing.
That word, my friends, is BUDGET! You can all start horror movie shrieking now. It’s OK.
I don’t live on a very large income. Being visually impaired I get under $900 a month from Social Security. I have a part time job but I won’t see what my true take home pay will be for 2 weeks due to the fact that I worked some holiday pay hours and a couple extra besides that.
I need to start budgeting y money and keeping track of it better. When I was living in Las Vegas I was making 3 times what I get a month now. I was working a 40 hour a week job at $16 an hour. Since the cost of living wasn’t too high when I was living there it worked out quite nice for me. I got into bad habits though. I just shopped, ate out and went out constantly. If something broke or went missing I would just buy a new one. So what if i found the other one or fixed it whatever it was! I would also buy crap for other people for no reason. It was one of those things that I did just because. If I saw someone I knew needed something I’d just get it for them (within reason of course.)
Now I am living at home but I have expenses. I am working and going to school with plans to find my own place next year sometime when the public housing list opens up again. to do these things I need to make sure I am prepared financially.
I plan on putting together a spreadsheet. I will list my income and what expenses I have. Once I find or make a spreadsheet that works well I can post it here for anyone that wants to use it. I plan to post budgeting tips that I learn along the way every Thursday. I’ll call it thrifty Thursday. I hope that others on a fixed income (or any income really) can learn along with me!
