Accessible Credit Reports Are Here!

Today I received some great news in my email box. After negotiations between the ACB and the credit reporting agencies, we can receive our credit reports in a format that is accessible to us!

You can receive your 3 free annual credit reports by either by phone or online. If you choose to obtain your reports via the toll free phone number you will go through a short verification process. After this the automated system will ask you if you need your free annual credit report in an accessible format for the visually impaired. You then certify that you are visually impaired under the ADA. After that you pick which format you want the credit report in. You will do this process for all three credit reports.

If you choose to go online to obtain your credit reports you still don’t have to worry about a thing! The website https://www.annualcreditreport.com/ is designed to meet priorities 1 and 2 of the web accessibility standards. If you do choose to obtain your credit report online this is the official site and is the best way to obtain your credit reports.

Knowing what is on your credit report is very important. It can affect not only the obvious things like obtaining credit cards but it can also affect your ability to obtain employment in many states. It is a good idea to check your report once per year to make sure all information is accurate and correct. This is the best way to guard against identity theft.

I am going to find my phone and call for my large print credit reports today. If you are visually impaired make sure you do this. Not only is it good for you, it shows these agencies that accessible information will be used by those who need it.

You can read more about ACB’s
accessible credit report agreement at www.lflegal.com/2008/12/credit-announce/.